As a community bank we believe in treating our customers as a business partner. Our success is dependent on the success of our customers. For this reason we take pride in serving the needs of our customers.

Personal
First State Bank of Ben Wheeler offers various types of personal loans to cover unexpected expenses or major purchases such as automobiles, recreational vehicles, or boats. We will work with you to select the best available loan for your need.

Real Estate
We offer a wide range of real estate loans, ranging form residential lots, rural acreage, real estate development, interim construction, residential home purchases, home-improvement, and commercial investment real estate. Call us today for current terms and rates available.

Business
Commercial loans are available to qualified borrowers such as corporations, partnerships, sole proprietorships, individuals, churches and community organizations. We offer a variety of loan types such as real estate, construction, equipment and machinery loans.

Agricultural Loans
Since 1911 our bank has been heavily involved in the growth of agriculture in Van Zandt county. Our agricultural financing products include livestock, equipment and agriculture farmland.

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