Personal Loans

As a community bank we believe in treating our customers as a business partner. Our success is dependent on the success of our customers. For this reason we take pride in serving the needs of our customers.


First State Bank of Ben Wheeler offers various types of personal loans to cover unexpected expenses or major purchases such as automobiles, recreational vehicles, or boats. We will work with you to select the best available loan for your need.

Real Estate

We offer a wide range of real estate loans, ranging form residential lots, rural acreage, real estate development, interim construction, residential home purchases, home-improvement, and commercial investment real estate. Call us today for current terms and rates available.