First State Bank of Ben Wheeler

Checking and Savings Account Plans

First State Bank of Ben Wheeler offers a full range of deposit products to meet your banking needs. We offer consumer accounts, CDs, IRAs, NOW and Money Market accounts. Contact one of our new account representatives to ask about our FREE Checking or our 55+ account.

• Minimum balance to open $50.00
• No monthly service fees
• Free box of checks with first check order
• Check images available online
• If closed within 60 days a maintenance fee of $20.00 will be assessed

• Minimum balance to open $200.00
• $8.00 will be charged when balance falls below $750.00 any day in a statement cycle                          
• $0.15 will be charged for each check in excess of 20 checks
• Check images available online and in statement
• If closed within 60 days a maintenance fee of $20.00 will be assessed

• Minimum balance to open $200.00
• $10.00 will be charged when balance falls below $2000.00 any day during a statement cycle.
• No interest will be paid if minimum balance falls below $2000.00 any day during a cycle.
• Unlimited Transactions
• 50% off first year Safe Deposit Box
• No Monthly ATM Card Fee
• Free Cashiers Checks, Money Orders and Notary Service
• If closed within 60 days a maintenance fee of $20.00 will be assessed

• Minimum balance to open $1500.00 
• $8.00 will be charged when balance falls below $1000.00 minimum any day during statement cycle.
• No interest will be paid if minimum balance falls below $1500.00 any day during the cycle.
• $0.15 will be charged for each check in excess of 20 checks during a monthly cycle.
• If closed within 60 days a maintenance fee of $20.00 will be assessed

• Minimum to open- $2,500.00
• $10.00 will be charged if balance falls below $2,500.00 in a statement cycle.
• Six transfers per cycle, no more than three by check
• $10.00 will be charged for each check in excess of six checks during a monthly cycle
• No interest will be paid if the minimum balance falls below $1,500.00 during a cycle.
• If closed within 60 days a maintenance fee of $20.00 will be assessed

• Minimum to open- $200.00
• $8.00 will be charged when balance falls below $200.00 any day in the statement cycle.
• No interest will be paid if minimum balance falls below $200.00 any day during a cycle.
• $2.00 will be charged for each withdrawal in excess of 6 in a quarter.
• If closed within 60 days a maintenance fee of $20.00 will be assessed

**For Complete Information about our accounts please see our Understanding Your Deposit Account brochure.

• All interest rates subject to change
• Additional fees for other banking services may apply

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