Open an interest bearing account

Commercial


Open an Interest Bearing Account

We have competitive rates on interest bearing commercial deposit products including checking, savings, and CDs. Browse below to see which account meets your needs.

Business NOW

  • Minimum balance to open $1,500.00
  • If balance falls below $1,500.00 any day in the statement cycle a service fee of $10.00 will be charged and no interest will be paid for that month
  • FREE business debit cards
  • See Account Representative for current interest rates
  • If closed within 60 days a maintenance fee of $20.00 will be assessed

Business Money Market

  • Minimum balance to open $2,500.00
  • If balance falls below $2,500.00 any day in the statement cycle a service fee of $10.00 will be charged
  • See Account Representative for current interest rates
  • No interest will be paid if minimum balance falls below $1,500.00 any day during a statement cycle
  • Transfers from a Money Market Account to another account or to a third party by any means are limited to 6 per statement cycle
  • All transfers in excess of 6 per monthly cycle will incur a $10.00 fee
  • If closed within 60 days a maintenance fee of $20.00 will be assessed

Business Savings

  • Minimum balance to open $200.00
  • If balance falls below $200.00 any day in the statement cycle a service fee of $8.00 will be charged
  • See Account Representative for current interest rates
  • No interest will be paid if minimum balance falls below $200.00 any day during a statement cycle
  • $2.00 will be charged for each withdrawal in excess of 6 per quarter
  • If closed within 60 days a maintenance fee of $20.00 will be assessed

Business Certificate of Deposit

First State Bank offers CDs ranging from 6 month to 3 year maturity dates with competitive rates. Each business has it’s own unique cash flow patterns. Be prepared with our easy, flexible and FDIC insured CDs.


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**For complete information please contact an account representative.
• Additional fees for other banking services may apply